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Home Loan

Home Loan Rates: Home loan rate lowest in 15 years EMI will also be come  down

Buying a Home is the costliest purchase in one's life and it is equally important to choose a Home Loan partner who will look beyond loan transactions. Typically Home loans being 20-30 years tenure, the terms should be easy to understand and process simplified with utmost transparency. It’s that sense of security one feels when taking loan from various banks.

 Home Loan start with 6.90% (Reducing) Rate of Interest and its depend according to customer CIBIL, Property location and Income basis. Types of  Home Loan are as below,

1. Plot purchase and Construction (P+C)

2. Home Construction Loan

3. Home Purchase Loan

4. Home Renovation Loan

5. Home Extension Loan

6. Balance Transfer and Top Up Loan

7. Mortgage Loan

8. Registry Refinance (Newly Purchase case)

9. Commercial Loan (Shop)

Eligibility Criteria for Home Loans

An individual, who wants to avail a home loan, must fulfill the following general conditions to be eligible for the loan. These criteria may vary from lender to lender.



    Self-Employed Individuals


    18 – 65 years

    18 – 65 years


    Min. 2 years of experience

    Min. 5 years of experience


    650 or above

    650 or above

Documents Required for Home Loan

Mentioned below are some common documents required for availing a home loan. However, the requirements may vary from bank to bank.

  • Identification Proof /Age Proof (PAN card, Aadhar card, Voter ID,Passport etc.)
  • Address Proof (Copy of Aadhar Card, Voter ID, Driving License, Utility bills, etc.)
  • Income Proof [Last 4 months Salary slips (last 2 year Form 16) or ITR details with computation]
  • Existing Loan Statements (if any)
  • Passport  Photograph (4)
  • Bank Statement (Last 1 year)
  • Property-Related Documents


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